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What Is Medicare? Medicare Parts and Plans Explained

Understanding Medicare and its Various Parts

Health-care costs have been a growing issue in the United States for years. Many people might worry that they can't afford all their medical bills or insurance. This could leave some people with tough decisions about their health and finances.

The Medicare program was developed by the government to protect the health and well-being of millions of...

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Medicare 2016 Costs, Premiums, and Deductibles

If you were enrolled in Medicare Part B prior to 2016, your 2016 monthly premium is generally $104.90.

Your 2016 monthly premium is typically $121.80 if any of the following is true for you:

You enrolled in Medicare Part B in 2016 for the first time.

You don't receive Social Security benefits.

You get a bill for the Part B premium. If your premium is automatically deducted from your Social...

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Medicare Advantage (Medicare Part C)

Medicare Part C, or Medicare Advantage, is a program that offers an alternative way to receive your Original Medicare benefits (Part A and Part B).

Medicare Advantage plans are available from private insurance companies that contract with Medicare. They're required to cover everything that Original Medicare (Part A and Part B) does, except for hospice care, which Medicare Part A covers when you...

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Medicare Coverage of Diabetes - Medicare Consumer Guide 2

Medicare Coverage for Diabetes Services and Supplies

Medicare Coverage for Diabetes Services and Supplies

Diabetes is a condition where your body lacks the ability to use blood glucose (blood sugar) for energy, according to the Centers for Disease Control (CDC). As a result, diabetics may have high blood glucose levels. In diabetics, the pancreas typically doesn't make or use the insulin...

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Medicare and Nursing Home Coverage

Medicare Part A covers these services while you're in a skilled nursing facility:

A semi-private room

Meals

Skilled nursing care

Physical therapy, occupational therapy, and speech-language pathology (covered if medically necessary to meet your health goals)

Medical social services

Medications, medical supplies, and equipment used in the skilled nursing facility

Ambulance (if other transportation...

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About Medicare in Puerto Rico - Medicare Consumer Guide 2

Medicare beneficiaries in Puerto Rico should compare all available plan options in their location with their health and prescription drug needs in mind.

Medicare eligibility in Puerto Rico

You're typically eligible for Medicare if you're either a United States citizen or permanent legal resident of at least five continuous years. In Puerto Rico, as in the United States, residents are generally...

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Vision Coverage under Medicare - Medicare Consumer Guide 2

Does Medicare Cover Vision Benefits?

If you're a Medicare beneficiary looking for Medicare coverage of routine eye exams or glasses, don't look to Original Medicare, Part A and Part B, for these benefits in most situations. Original Medicare doesn't cover routine vision care.

Medicare Part A typically covers vision care only in circumstances where something happens to the eye(s) that requires...

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Income-Based Medicare Costs - Medicare Consumer Guide 2

$72.90

Your Medicare Part D income adjustment payment is typically deducted from your monthly Social Security benefit; it isn't added to the premium bill you get from the Part D Prescription Drug Plan. If you have to make an adjustment payment, you'll get a notice from Social Security.

If you're charged the income adjustment payment outlined above for Medicare Part B (and Part D, if applicable)...

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How to get a Medicare Card - Medicare Consumer Guide 2

Applying for Your Medicare Card

Applying for Your Medicare Card

For some people, Medicare enrollment occurs automatically, while others need to manually enroll. Medicare sends you a red, white, and blue card when you're signed up.

You're generally eligible for Medicare if you're a United States citizen or permanent legal resident of at least five continuous years, and you generally qualify by...

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Medicare Part A Overview: Coverage and Premiums

Psychiatric hospitals (up to a 190-day lifetime maximum)

Medicare Part A covers this care if all of the following are true:

A doctor orders medically necessary inpatient care of at least two nights (counted as midnights).

The facility accepts Medicare and admits you as an inpatient.

You require care that can only be given in a hospital.

The hospital's Utilization Review Committee approves your...

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