Robert Bache

Rank: 1 / 1400

90 selected videos

Medicare Supplement Plan G vs Medicare Supplement Plan F

Medicare Supplement Plan G vs. Medicare Supplement Plan F:

Robert Bache aka Medicare Bob explains a few reasons for why Medicare Supplement Plan G offers a better value than Medicare Supplement Plan F.

• Medicare Supplement Plan G will save you money! On average, the Medicare Supplement Plan F costs around $400.00 more per year compared to the Plan G. The only difference in coverage, is that the Plan G requires Medicare beneficiaries to pay the Medicare Part B Deductible. The Medicare Part B...

View more

Related topics : cost of medicare supplemental insurance plans / medicare part d coverage plans / medicare select plans / medicare plan a coverage / medicare plan

FAQ Friday: Does Medicare Cover Chiropractors

Medicare does cover medically necessary chiropractic services. According to the CMS, Medicare Part B now covers 80% of the cost for “manipulation of the spine if medically necessary to correct a subluxation.” You can go as many times to the chiropractor as long as it’s medically necessary. There is no cap to those visits. Medicare doesn't cover other services or tests ordered by a chiropractor, including X-rays, massage therapy, and acupuncture

Under Original Medicare, without any...

View more

Related topics : medicare part b (medical insurance) covers / medicare advantage covered services / medicare advantage plans supplemental insurance / advantages of medicare supplement plan f / medicare advantage plan cost

Does Plan G cover the Part B Deductible?

A Medicare Supplement Plan is an insurance policy that Medicare beneficiaries can purchase to pay the copays, co-insurance and deductibles that Medicare does not pay. The Medicare Supplement Plan G is the second most comprehensive Medicare Supplement Plan that exists.

Please note that the terms "Medicare Supplement' and "Medigap" are interchangeable. They mean the same thing. So if you are comparing a Medicare Supplement Plan G verse a Medigap Plan G, the coverage will be the same.

The...

View more

Related topics : medicare part b supplemental insurance plans / all medicare supplement plans / compare medicare supplemental plans / medicare supplement plan / medicare part b medigap plans

FAQ Friday: Does Medicare cover Endoscopy procedure?

Medicare does cover the Endoscopy procedure. Endoscopy is considered an outpatient procedure. Medicare Part B (Medical Insurance) covers medically necessary diagnostic and treatment services you get as an outpatient from a Medicare-participating hospital. If you just have Original Medicare, Medicare will pay 80% and you generally pay 20% of the Medicare-approved amount for the doctor or other health care provider's services, and the Part B deductible applies.

If you have a Medicare Supplement...

View more

Related topics : medicare part b (medical insurance) covers / medicare part b supplemental insurance plans / medicare part b supplement plans / medicare supplement plan / medicare part a and part b do not pay for

Proof you should not overpay for your Medicare Supplement Plan

Even though Medicare Supplement Plans offer the same coverage, meaning that Medicare Supplement Plans are "Standardized" by Medicare, insurance companies offering Medicare Supplement Plans can charge different monthly premiums.

In this video, Robert Bache aka, MedicareBob uses Medicare's own publication to prove this to seniors that are shopping for Medicare Supplement Insurance.

"I just do not want people to overpay when they do not have too. There is no reason to overpay for Medicare...

View more

Related topics : medicare insurance supplement plans / all medicare supplement plans / medicare supplement plan / medicare supplemental insurance companies / medicare supplement medigap insurance

Medigap Monday: When Can I Shop My Medicare Supplement Plan?

It’s the beginning of the year and most people are starting to receive their Notice of Increase from their Medicare Supplement carriers. It’s a very common misunderstanding that you can only change your Medicare Supplement once a year starting in October. However, that is untrue. The October to December annual enrollment deadline only applies to Medicare Part D drug plans and Medicare Advantage (Medicare Part C) plans.

If you have a Medicare Supplement plan, you can shop your plan all year...

View more

Related topics : medicare part b supplement plans / advantages of medicare supplement plan f / part d medicare drug plans / all medicare supplement plans / medicare part d coverage plans

Medigap Monday: Difference between Medicare Supplement Plan F and Plan G

There is only one difference in coverage between the Medicare Supplement Plan F and the Plan G. That’s right, only ONE. The Plan F pays for Medicare’s Part B annual deductible of only $183.00 and the Plan G does not. However, the Plan G is the most cost-effective plan and I’ll explain why. There are three main reasons Plan G is a better choice than Plan F. 1) Simple Math: Plan F costs, on average, $600 more per year in premiums than the Plan G. Why pay Plan F $600 more when the only...

View more

Related topics : average cost of medicare supplemental insurance plans / medicare part b supplement plans / medicare part d coverage plans / medicare supplement plan / medicare part b medigap plans

Medigap Monday: 2019 Medicare Plans have been Released

The 2019 Medicare Advantage, Medicare Part D and Medicare Supplement plans have been released. Starting October 1st through December 7th, you’re allowed to shop and compare your Medicare Supplement, Medicare Advantage and Part D plans.

We are a broker and we represent all the top Medicare Supplement, Medicare Advantage and Part D carriers. We can help you purchase the most cost-effective plan for 2019. Instead of you calling around 15 to 30 different companies to make sure you get the best...

View more

Related topics : advantages of medicare supplement plan f / medicare part b supplement plans / compare medicare part d plans by drugs / compare medicare advantage plans / medicare advantage plans or medigap

Medigap Monday: Does Medicare Supplement Insurance Cover Dental

Medicare does not cover Dental therefore, none of the Medicare Supplement Plans cover them either. However, the Medicare Supplement carriers (such as Mutual of Omaha, Aetna, Cigna, Humana, Central United Life etc.) have heard the cry for dental care and are now offering separate dental plans and dental discount plans to fill this need for coverage.

Our office can help you find a dental plan that works for you. Please visit this link:...

View more

Related topics : medicare supplemental dental and vision plans / medicare supplemental insurance plans / medicare supplement medigap insurance / medicare supplement insurance carriers / cigna medicare supplement plan g

Medigap Monday: What is Medicare Supplement Plan N

Medicare Supplement Plan N is also called Medigap Plan N. Medicare Supplement Plan N is a great option for people that want the benefits of having a Medicare Supplement Plan, however want to keep a lower monthly premium.

Since the Medicare supplement Plan N has a lower premium than the Plan F and G, it does cover less. There are only 4 out of pocket costs that the Plan N requires you to pay compared to the Plan F.

1. The Part B Deductible. (2018 this is $183.00 for the whole year.)

2. $20.00...

View more

Related topics : compare medicare supplement plans 2018 / old medicare supplement plans / medicare part b supplement plans / medicare supplement plan / medicare part b medigap plans