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Do I Need Medicare Part A or Part B if I Am Still Working?
It can be beneficial to sign up for Medicare Part A even if you keep working after you turn sixty-five.
This is because Part A may still help pay some of the costs not covered by your group health plan, even if you have existing health coverage.
However, you may not need Medicare Part B if you or your spouse are still working and currently have group health coverage.
You would have to pay the monthly Medicare Part B premium, and those benefits may not be...
What is Medicare?
Medicare is health insurance for people age 65 or older, for people under age 65 with certain disabilities, and for people of any age with end-stage renal disease or Lou Gehrig's disease.
Medicare includes the following four parts:
Part A - hospital insurance,
Part B - medical insurance,
Part C - Medicare Advantage Plans, and
Part D - Prescription Drug Coverage.
For more Medicare FAQs please visit: http://www.ehealthmedicare.com/about-medicare/faq/
What is Medicare Initial Enrollment Period?
Initial Enrollment Period is when you can enroll into Medicare for the first time.
It starts three months before you turn age sixty-five and lasts for seven months.
If you already get benefits from the Social Security Administration or the Railroad Retirement Board, you are automatically entitled to Medicare Part A, Hospital Insurance, and Part B, Medical Insurance, starting the first day of the month that you turn sixty-five.
You do not need to do anything...
Related topics : medicare part d initial enrollment period / part b medicare special enrollment / medicare hospital insurance part / medicare part b and group health insurance / social security administration medicare enrollment
Do I Need to Enroll in Part B if I am a Retired Federal Employee with a Employee Benefits Package?
Retired Federal employees are entitled to Medicare under the same rules as all other retirees.
You are first eligible to enroll in Part B during your initial enrollment period which begins three months before you turn age sixty-five and ends three months after you turn age sixty-five.
If you do not enroll then, you may only enroll during the General Enrollment Period which is from January 1st through March 31st of each year.
Part B coverage is effective July...
Related topics : social security administration medicare enrollment / medicare part d initial enrollment period / retired federal employees and medicare / part b medicare enrollment rules / medicare part a eligibility rules
Can I Delay Medicare Part B Enrollment Without Paying Higher Premiums?
In certain cases, you can delay your Medicare Part B enrollment in order to avoid paying higher premiums.
If you didn't take Medicare Part B when you were first eligible because you or your spouse were working and had group health plan coverage, you can sign up for Medicare Part B during a Special Enrollment Period.
You can sign up anytime you are still covered through your or your spouse's current or active employment, or during the 8 months your group...
Can I Get Medicare Part B If I Do Not Have Medicare Part A?
If you are not eligible for free Medicare Part A hospital insurance, you can buy Medicare Part B, without having to obtain Part A.
You must be age sixty-five or older, a resident of the U.S., and a U.S. citizen.
If you are not a U.S. citizen, you must be a lawfully admitted alien who has lived in the U.S. continuously for the five year period immediately preceding the month of enrollment.
A lawfully admitted alien is a permanent resident of the U.S. who...
I Joined a Medicare Advantage Plan, Why Is Social Security Still Taking Money Each Month for Part B?
If you join a Medicare Advantage plan you are still in the Medicare program and therefore entitled to all your regular Medicare-covered services.
Medicare Advantage plans provide health care according to their contract with Medicare, so you must continue to pay the monthly Medicare Part B premium.
You may also have to pay an additional monthly premium to the plan.
In return, the plan may provide benefits like coordination of care or reduce out-of-pocket...
What Benefits are Available to Uniformed Services Retirees and Their Dependents?
The Department of Defense has implemented TRICARE for Life, or TLF, which provides expanded medical coverage for Medicare-eligible uniformed services retirees, including retired National Guard members and reservists.
This also includes Medicare-eligible family members, widows and widowers, and certain former spouses if they were eligible for TRICARE before age sixty-five.
In order to be eligible for TLF, you must be sixty-five or older and have Medicare Part...
If I Am a Retired Federal Employee with FEHBP, Do I Have To Take Part B Coverage If I Don't Want It?
You don't have to take Part B coverage if you don't want it.
However, there are some advantages to enrolling in Part B.
You have the advantage of coordination of benefits between Medicare and your FEHB plan, reducing your out-of-pocket costs.
Check your FEHB plan brochure for coverage details to determine if Part B is right for you.
If you are enrolled in an FEHB HMO and Medicare is the primary payer, you may go outside of the plan's network for Part B...
Related topics : medicare part d coverage plans / social security administration medicare part d / federal employees and medicare part b / cost of medicare part d coverage / benefits of medicare advantage plans
When shopping for Medicare coverage, ask about dental and vision care
sk about dental and vision care
Original Medicare, parts A and B, will pay for certain vision and dental services, but routine care and check-ups are not covered.
Many Medicare Advantage plans include coverage for dental and vision care, but not all of them.
If these benefits are important to you, check to see if the Medicare Advantage plan you’re considering provides those benefits.
If the plan doesn’t provide routine dental and vision, or if you’re buying a Medigap plan, you can...